wsmlVariant _"http://www.wsmo.org/wsml/wsml-syntax/wsml-rule"

namespace { _"http://www.wsmo.org/ontologies/nfp/paymentNFPOntology#",
	dc _"http://purl.org/dc/elements/1.1#",
	xsd _"http://www.w3.org/2001/XMLSchema#",
	wsml _"http://www.wsmo.org/wsml/wsml-syntax#",
	loc _"http://www.wsmo.org/ontologies/nfp/locativeNFPOntology#",
	temp _"http://www.wsmo.org/ontologies/nfp/temporalNFPOntology#",
	ava _"http://www.wsmo.org/ontologies/nfp/availabilityNFPOntology#",
	price _"http://www.wsmo.org/ontologies/nfp/priceNFPOntology#",			
	cur _"http://www.wsmo.org/ontologies/nfp/currencyNFPOntology#"				
}

ontology _"http://www.wsmo.org/ontologies/nfp/paymentNFPOntology"
	nonFunctionalProperties
		dc#title hasValue "Payment Ontology"
		dc#creator hasValue {"Ioan Toma"}
		dc#subject hasValue {"Payment"}
		dc#description hasValue "Payment Ontology - complementar to Price Onotlogy"
		dc#publisher hasValue "DERI Innsbruck"
		dc#contributor hasValue {"Ioan Toma"}
		dc#date hasValue "2006-05-08"
		dc#type hasValue _"http://www.wsmo.org/2004/d2#ontologies"
		dc#format hasValue "text/html"
		dc#identifier hasValue _"http://www.wsmo.org/ontologies/nfp/paymentNFPOntology"
		dc#language hasValue "en-US"
		wsml#version hasValue "$Revision: 1.0 $"
	endNonFunctionalProperties
	
	concept PaymentInstrument
		nonFunctionalProperties
			dc#description hasValue "PaymentInstrument concept definition"
		endNonFunctionalProperties
		supportsCurrency ofType (1 *) cur#Currency
		isIssuedIn ofType (0 1) loc#Region	
		isLimitedToUseIn ofType (0 1) loc#Region	
		isIssuerOf ofType (0 1) _iri //Provider
		hasSurcharge ofType PriceProvider
		supportPaymentScheme ofType PaymentScheme
		hasPaymentInstrumentType  ofType (1 1) PaymentInstrumentType
		
	concept PaymentScheme
		nonFunctionalProperties
			dc#description hasValue "PaymentScheme concept definition"
		endNonFunctionalProperties
		hasName ofType (1 1) _string
		controlledBy ofType (1 1) _iri //Provider

	concept PriceProvider
		nonFunctionalProperties
			dc#description hasValue "PriceProvider concept definition"
		endNonFunctionalProperties

	concept AbsolutePriceProvider
		nonFunctionalProperties
			dc#description hasValue "AbsolutePriceProvider concept definition"
		endNonFunctionalProperties
		hasSurcharge ofType (1 1) price#AbsolutePrice
		hasProvider ofType (1 1) _iri //Provider

	concept ProportionalPriceProvider
		nonFunctionalProperties
			dc#description hasValue "ProportionalPriceProvider concept definition"
		endNonFunctionalProperties
		hasSurcharge ofType (1 1) price#PromotionalPrice
		hasProvider ofType (1 1) _iri //Provider

	concept CashInstrument subConceptOf PaymentInstrument
		nonFunctionalProperties
			dc#description hasValue "CashInstrument concept definition"
		endNonFunctionalProperties

	concept ElectronicCashInstrument subConceptOf CashInstrument
		nonFunctionalProperties
			dc#description hasValue "ElectronicCashInstrument concept definition"
		endNonFunctionalProperties
		hasElectronicCashType ofType (1 1) ElectronicCashType

	concept ElectronicCashType
		nonFunctionalProperties
			dc#description hasValue "ElectronicCashInstrument concept definition"
		endNonFunctionalProperties

	concept DirectDebit subConceptOf ElectronicCashType
		nonFunctionalProperties
			dc#description hasValue "DirectDebit concept definition"
		endNonFunctionalProperties

	concept DirectTransfer subConceptOf ElectronicCashType
		nonFunctionalProperties
			dc#description hasValue "DirectTransfer concept definition"
		endNonFunctionalProperties

	concept DigitalCash subConceptOf ElectronicCashType
		nonFunctionalProperties
			dc#description hasValue "DigitalCash concept definition"
		endNonFunctionalProperties

	concept WireTransfer subConceptOf ElectronicCashType
		nonFunctionalProperties
			dc#description hasValue "WireTransfer concept definition"
		endNonFunctionalProperties
					
	concept VoucherBasedInstrument subConceptOf PaymentInstrument
		nonFunctionalProperties
			dc#description hasValue "VoucherBasedInstrument concept definition"
		endNonFunctionalProperties
		hasTemporalValidity ofType (0 1) temp#TemporalEntity
		validForRedemptionWith ofType _iri //Service or Provider

	concept ChequeInstrument subConceptOf PaymentInstrument
		nonFunctionalProperties
			dc#description hasValue "ChequeInstrument concept definition"
		endNonFunctionalProperties
		hasChequeType ofType (1 1) ChequeType

	concept ChequeType
		nonFunctionalProperties
			dc#description hasValue "ChequeType concept definition"
		endNonFunctionalProperties

	concept PersonalChequeType subConceptOf ChequeType
		nonFunctionalProperties
			dc#description hasValue "PersonalChequeType concept definition"
		endNonFunctionalProperties

	concept BankChequeType subConceptOf ChequeType
		nonFunctionalProperties
			dc#description hasValue "BankChequeType concept definition"
		endNonFunctionalProperties

	concept TravellorChequeType subConceptOf ChequeType
		nonFunctionalProperties
			dc#description hasValue "TravellorChequeType concept definition"
		endNonFunctionalProperties

	concept BusinessChequeType subConceptOf ChequeType
		nonFunctionalProperties
			dc#description hasValue "BusinessChequeType concept definition"
		endNonFunctionalProperties
			
	concept CardBasedInstrument subConceptOf PaymentInstrument
		nonFunctionalProperties
			dc#description hasValue "CardBasedInstrument concept definition"
		endNonFunctionalProperties

	concept DebitCard subConceptOf CardBasedInstrument 
		nonFunctionalProperties
			dc#description hasValue "DebitCard concept definition"
		endNonFunctionalProperties

	concept CreditCard subConceptOf CardBasedInstrument 
		nonFunctionalProperties
			dc#description hasValue "CreditCard concept definition"
		endNonFunctionalProperties

	concept StoreCard subConceptOf CardBasedInstrument 
		nonFunctionalProperties
			dc#description hasValue "StoreCard concept definition"
		endNonFunctionalProperties

	concept ChargeCard subConceptOf CardBasedInstrument 
		nonFunctionalProperties
			dc#description hasValue "ChargeCard concept definition"
		endNonFunctionalProperties

	concept StoredValueCard subConceptOf CardBasedInstrument 
		nonFunctionalProperties
			dc#description hasValue "StoredValueCard concept definition"
		endNonFunctionalProperties

	concept PaymentOption 
		nonFunctionalProperties
			dc#description hasValue "PaymentOption concept definition"
		endNonFunctionalProperties
		hasInvoiceTermsOfPayment ofType (0 1) temp#TemporalDuration
		hasAssociatedCharge ofType (0 1) PricingObligation
		limitedToRequestorsFromRegion ofType loc#Region
		hasPaymentOptionCondition ofType _iri
		hasPaymentSchedule ofType PaymentSchedule
		providesTaxInvoice ofType (1 1) _boolean
		isPreferredPaymentOption ofType (1 1) _boolean
		hasInstrumentLocations ofType InstrumentLocations

	concept InstrumentLocations 
		nonFunctionalProperties
			dc#description hasValue "InstrumentLocations concept definition"
		endNonFunctionalProperties
		canBeFulFilledUsingPaymentInstrument ofType (1 1) PaymentInstrument
		atPaymentLocationOf ofType (1 1) PaymentLocation

	concept PaymentLocation 
		nonFunctionalProperties
			dc#description hasValue "PaymentLocation concept definition"
		endNonFunctionalProperties
		hasLocation ofType (1 1) loc#LocativeEntity
		acceptsCombinationsOfInstruments ofType PaymentInstrumentType
		requiresInPersonAttendance ofType (1 1) _boolean
		
	concept Percent
		nonFunctionalProperties
			dc#description hasValue "Percent concept definition"
		endNonFunctionalProperties
		value ofType price#Percentage
			
	concept PercentTemporalProvision subConceptOf Percent
		nonFunctionalProperties
			dc#description hasValue "PercentTemporalProvision concept definition"
		endNonFunctionalProperties
		accordingToTemporalPattern ofType (1 1) temp#TemporalEntity

	concept PercentServiceProvision subConceptOf Percent
		nonFunctionalProperties
			dc#description hasValue "PercentServiceProvision concept definition"
		endNonFunctionalProperties
		relationshipToServiceProvision ofType (1 1) TemporalRelationship

	concept TemporalRelationship
		nonFunctionalProperties
			dc#description hasValue "TemporalRelationship concept definition"
		endNonFunctionalProperties
		//to do - before, during, after

	concept PaymentInstrumentType
		nonFunctionalProperties
			dc#description hasValue "PaymentInstrumentType concept definition"
		endNonFunctionalProperties
		value ofType _string
		hasCharacteristic ofType PaymentCharacteristicAndValue
		
	concept PaymentCharacteristicAndValue
		nonFunctionalProperties
			dc#description hasValue "PaymentCharacteristicAndValue concept definition"
		endNonFunctionalProperties
		hasPaymentCharacteristic ofType (1 1) PaymentCharacteristic
		value ofType (1 1) PaymentCharacteristicValue

	concept PaymentCharacteristic
		nonFunctionalProperties
			dc#description hasValue "PaymentCharacteristic concept definition"
		endNonFunctionalProperties
		hasType ofType (1 1) PaymentCharacteristicType
		value ofType (1 1) PaymentCharacteristicValue

	concept PaymentCharactertisticType
		nonFunctionalProperties
			dc#description hasValue "PaymentCharactertisticType concept definition"
		endNonFunctionalProperties
		value ofType _string

	concept PaymentCharacteristicValue
		nonFunctionalProperties
			dc#description hasValue "PaymentCharacteristicValue concept definition"
		endNonFunctionalProperties
		value ofType _string